Principal and Co-Founder, Steven E. Goune has over 20 years of work experience within the financial service sectors in developed and developing countries.


Mr. Goune is the lead advisor in Value-Add's interventions in capital markets and enterprise development, microfinance and micro-credit, financial management as well as business development of micro-enterprises.

  • He has conducted field assessments of microfinance (MFI) financial management capacity including regulatory functions governing MFI operations using standards set by the World Bank and its Consultative Group to Assist the Poor (CGAP).

  • His work in small enterprise development in the Caribbean Islands and Africa consisted of various advisory assignments involving capital markets analysis, capital raising and venture capital fund development to promote small and micro-enterprises.

  • As a banking consultant, he has engaged in resolving issues affecting central banking prudential norms, market-based deposit insurance schemes, product innovation in asset securitization, micro-lending, and small business development.

  • He has extensive experience in commercial banking operations, capital markets, and financial reporting as well as regulatory policies of bank and non-bank financial organizations in American, French and British-based systems.
  • As the lead consultant for the Farmer Access to Credit component under Value-Add’s subcontract with Agland International Services for the agricultural business development services, Mr. Goune developed a computable financial model for verifying the profitability of irrigation investments proposed to farmers by microfinance institutions under the Millennium Challenge Cooperation’s (MCC) Project for Water Management and Agricultural Development in Cape Verde.

Education: Fluent in French and Spanish, Mr. Goune received his MBA from the Sloan School of Management at MIT.


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Value-Add, L.L.C. 8115 Fenton Street, Suite 214 Silver Spring, MD 20910 Phone: (301) 495-9490 Fax: (301) 495-9492
Copyright Value-Add, L.L.C. 2007. Banner images courtesy of Irene Kaushansky. Website developed by Daniel Yu.